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HM Treasury

Financial services

Access to business finance

26 July 2010

Financing a private sector recovery

If businesses are to play their part in promoting economic recovery, it is important that they are able to make optimal financial decisions in a stable macroeconomic environment. This paper explores the impact the financial crisis has had on the availability of finance for businesses, and the extent to which current challenges are transitional or structural. It also considers whether there are risks to the future provision of finance that should be addressed now, so that an appropriate range of business finance is available for viable businesses as the economy recovers. This paper seeks views to help inform the Government’s assessment of, and response to, this important challenge.

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